September 23, 2002

Business Valuations & Strategy Inc.
User Agreement

Please contact us by e-mail at zareer.pavri@bvstrategy.com, or at 416 815 1678 if you have any questions regarding this User Agreement.

General Disclaimers

The contents of, and information contained in, this website and accessed at the URL/domain name http://www.bvstrategy.com (the “Website”) do not constitute specific advice relating to business valuations, financial, tax and legal issues to any individual or business entity and should not be construed as such.

Business Valuations & Strategy Inc. (“BVS”) makes no representation, warranty, or condition of any kind whatsoever with respect to the contents included herein, or the completeness, timeliness or accuracy of the data contained in this Website (the “Content”). BVS may make changes to the Website or Content at any time in its sole discretion without notice, and makes no representation, warranty or condition to update the Content or to do so at any particular time. The terms Website and Content are used hereon interchangeably.

Links embedded in, or accessed through, the Website may lead to third party websites, products or services. BVS is providing these links to you only as a convenience. The inclusion of any link does not mean endorsement by BVS with respect to any such websites or pertinent information on products and services contained therein. Further, you acknowledge that your access to and use of any such websites and your subsequent dealings with any persons in relation to products or services they may provide are entirely at your own risk. BVS is not responsible for the contents of any such linked website, and use of any such link is solely at the user’s risk.

Any submissions, correspondence, ideas or comments submitted to BVS relating to the Website will be received on a non-confidential basis and become the property of BVS. BVS reserves the right to use such information in its sole discretion on an unrestricted basis.

Limitations on Use

Your use of this Website, amended from time to time, constitutes your agreement to abide by the terms and conditions (“Terms and Conditions”) set out in this User Agreement. BVS reserves the right to amend the Terms and Conditions under which the Website is offered. You are responsible for regularly reviewing this User Agreement and your continued use of the Website and Content implies your agreement to all of the Terms and Conditions, amended or otherwise.

The Website is made available for your personal use and information. You may not use this Website for any purpose considered illegal or prohibited by the User Agreement. Reproduction, transfer, distribution or storage of part or all of the Content in any form without the prior written approval of BVS is prohibited. You may browse or store pages of the Website on your computer, or print copies of extracts from these Website pages for your own personal use only and not redistribute them, unless otherwise consented to by BVS. This limited consent granted in these Terms and Conditions shall terminate automatically if you breach any of the Terms and Conditions. Upon termination, you must immediately destroy any disc loaded copies of the pages of the Website or Content. Unauthorized use of the Content may violate copyright, trademark, industrial designs, privacy, publicity/communications laws and regulations.

License, Copyright, Trademark

This Website does not confer upon anyone any license under any of BVS’ or any third party’s intellectual property rights, except to the extent of the limited consent contemplated above.

The Website and Content are protected by copyright, trademark and other intellectual property laws. Apart from certain material owned by third parties authorizing and/or licensing BVS to use such content in the website, BVS owns copyright in the individual elements of the Content, in the selection, layout, and coordinated workings of this Website. All rights, including electronic, to all material in the Website are hereby reserved by BVS worldwide in all media, and in all formats and forms, and are protected by copyright, whether registered or not. You may not remove, download, print, electronically copy or otherwise transcribe any rights notices or legends appearing anywhere on the Website.

Certain graphics, animation, names, logos, icons, designs, words, titles or phrases in the Website may constitute trademarks, trade names or service marks of BVS or third parties. Unless otherwise indicated, BVS owns the worldwide rights to, title and interest in, the intellectual property used in the Website and such elements of intellectual property mentioned above shall not be reproduced or used in any manner other than as expressly authorized in writing by BVS.

Confidentiality and Security

Since the Internet does not and cannot provide total confidentiality and security, BVS does not represent, warrant or guarantee that the Content or other information contained in the Website will be secure or will remain confidential. BVS hereby disclaims all liability for security and confidentiality breaches to the Website and Content. BVS will not be held liable for any damages that you may incur if you communicate information (whether confidential or not) to BVS or if BVS communicates information (whether confidential or not) to you by e-mail or otherwise, and this information is intercepted, republished or used in any manner whatsoever by any party to whom it was not intended to be communicated or disclosed.